Why is disability insurance important for entrepreneurs?

Entrepreneurs often insure their business assets like equipment, offices, and inventory before protecting their own earning capacity, which is typically their greatest financial asset. Disability insurance provides critical income protection if illness or injury prevents you from working temporarily or permanently. For business owners with variable income, disability insurance can prevent financial stress from escalating quickly during periods when you're unable to generate revenue. It ensures both partners maintain financial security even if one partner experiences a health setback.