Community FAQ
How does my credit score impact refinancing opportunities?
Refinancing is often easier and more beneficial if your credit score has improved since you first took out your mortgage. A higher credit score can help you qualify for better interest rates, potentially saving you significant money on interest over the life of your loan. Before refinancing, check your credit score and take steps to improve it if needed.
Answered by Terri Gulliver, DLC National - The Gulliver Team. Based on Refinancing Your Mortgage in 2025: What You Need to Know.